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My Loan Manager Terms of Use

Last updated: 12/27/2024

1. Acceptance of Terms

By downloading, installing, or using the My Loan Manager application ("App"), you agree to be bound by these Terms of Use. If you do not agree to these terms, do not use the App.

2. Purchase Terms

2.1 Purchase

My Loan Manager is available as a one-time purchase of $1.99 USD through the Apple App Store or Google Play Store.

2.2 Payment Processing

All payments are processed securely through the Apple App Store or Google Play Store. We do not directly process or store any payment information.

2.3 Refund Policy

Refund requests must be made through the App Store/Play Store according to their respective refund policies. No refunds will be provided for:

  • Technical issues beyond our control
  • Changes in app features or functionality
  • User error or change of mind

Refund requests should be directed to the respective app store (Apple App Store or Google Play Store).

3. License to Use

Barnard Media grants you a limited, non-exclusive, non-transferable, revocable license to use the App for your personal use on compatible devices.

4. App Features

4.1 Calculation Accuracy

While we strive to ensure accurate calculations, the App is provided as a tool to assist with loan management and calculations. Users should verify all calculations and consult with financial professionals for official financial matters.

4.2 Local Storage

The App stores calculation history and preferences locally on your device. You can clear this data at any time through the app settings.

5. Acceptable Use

You agree not to:

  • Use the App for any illegal purpose
  • Interfere with or disrupt the App's services
  • Attempt to gain unauthorized access to any part of the App
  • Use the App in a way that could damage or impair its functionality
  • Redistribute or sell the App or any part of it

6. Technical Requirements

To use the App, you need:

  • A compatible mobile device
  • Sufficient storage space for local data
  • One-time app purchase

7. Disclaimer of Warranties

The App is provided "as is" without warranties of any kind, either express or implied. We do not guarantee that:

  • The App will be error-free or uninterrupted
  • Calculations will be 100% accurate for all scenarios
  • The App will meet your specific requirements

8. Limitation of Liability

Barnard Media shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the App. This includes any errors in calculations or decisions made based on the App's output.

9. Changes to the App

We reserve the right to modify, suspend, or discontinue the App or any part of it at any time without notice. This includes changes to features and functionality.

10. Changes to Terms

We may update these Terms of Use from time to time. Continued use of the App after any changes constitutes acceptance of the new terms.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of South Africa.

12. Contact Information

For questions about these Terms of Use, please contact us at:

Email: info@barnardmedia.co.za